A long term care facility is one that provides rehabilitation and/or ongoing skilled nursing care for elderly or other people that have a need for assistance with activities of daily living. Long-term care facilities include nursing homes, rehabilitation facilities, inpatient behavioral health facilities, and long-term chronic care hospitals.
If your elderly parent fell and broke their hip (God Forbid), their doctor may place them in a LTC for a period of a few weeks so that they can get physical therapy and restore the use of their hip.
Long term care facilities can be paid by Medicare and Medicaid depending on the reason for the admission. If the admission is considered a medical necessity, most likely it will be covered (broken hip, stroke recovery, etc.). Check with the facility before you admit you elder for their payment requirements. Also, you need to check for the length of stay. My Mom was in a LTC for 4 months, well Medicare only pays for 90 days, and then we had to self pay for the remainder of her stay (30 days at $190/day). It can become quite costly. Again, as with any type of care facility DO YOUR HOMEWORK before you admit your parent.
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